우리나라 금융교육의 방향성 탐색

In this paper, we analyze the trend of financial education in Korea. Main results of this study can be summarized as follows;First, the financial quotient(FQ) of Korean teenagers is a little lower than that of America or Japanese teenagers. Second, the differences of FQ occur by regional. That is, it is shown that FQ of metropolitan students is much higher than that of provincial students. Third, even in the credit rating indicating the potential economic power in the future, the differences between the wealthy class and middle/lower class are quite apparent. Fourth, the number of persons who are behind on their debt payments continuously has increased together with the loan growth of financial institute during the past several years, therefore the financial education is urgently required. We suggest directions of financial education in Korea as follows;First, It will be required that a cooperative system between the private and the government agency to promote effective financial education. Second, It shall be reestablish the financial education system to enforce the internally stable financial education rather than results geared financial education. Third, the economic and financial courses shall be compulsory included in the regular curriculum as like America and England. Fourth, the financial education shall be implemented more the province and the vulnerable classes than the metropolitan.