퇴직의사결정의 자율성을 보장하기 위한 연금수급제도의 개선방안

Korea experiences the most rapid aging trend in the world and currently transits into an advanced aging society. Aging trend decreases working population and increases aged dependency ratio that have negative impacts on supply of labor force and social security expenditure such as national pension. In this context, increases of retirement age as well as pension benefit age are alternative measures that can compensate decreasing labor force and insecure pension financing. Nevertheless, without improving employment condition and working environment for the aged people, simple increase of retirement age may result in the limited employment opportunity and unemployment of the aged people and the increase of workload for the aged people who are physically weak. In addition to the increase of retirement age, the increase of pension benefit age may expand no income period. This study suggests flexible pension benefit system and gradual retirement system as for buffering measures absorbing the problems arising from the increase of retirement age and pension benefit age against aging society. The major advantages of these systems are to let the aged people to choose work type and retirement model according to individual socio-physical conditions or their preferences and to provide institutional base for prolonging employment period and to solve income reduction by developing pension benefit system.