보험판례와 향후 소비자보호 방안

Insurance contract is a promise by one person to pay another money or any other thing of value upon the happening of a fortuitous event, beyond the effective control of either party, in which the promisee has an interest apart from the contract. The contract of insurance is the primary illustration of a class of contracts described as uberrimae fidei, that is, of the utmost good faith. As a result, the potential parties to it are bound to volunteer to each other before the contract is concluded information which is material. The requirement of utmost good faith has also been held to apply throughout the contract. This study concentrates on showing the trend of korean insurance law cases. The author has tried to analyse th insurance law cases and to point out the problems that korean courts in regards of consumer protection confront. The korean supreme court should change its attitude forward consumer protection. It should, on the other hand, try to apply the principles of insurance.