보험사기의 문제점과 예방에 관한 고찰

This study concentrates on the insurance fraud that the insured, the assured or the beneficiary use insurance with unjust means, to make money. In relation of the revision of part IV(insurance) commercial code, § 655-2 should be added to stipulated that an insurance contract shall be void if the contract was entered into due to the insured's fraud, but insurer can demand the premium 엳 until he becomes aware of that fact. § 657-2 should be added to stipulate that the insured's claim shall be forfeited if he forged the documents or evidences relating to the notice of loss or the insurance claim, or if he drew up the false documents, or if he rejected or avoided the accident investigation without a good reason. But I think, that the revision of § § 655-2and 657-2 commercial code is very to the disadvantage of the insured, the assured and the beneficiary. The vanity of the insurance contract(§ 655-2) and the forfeiture of claim on sum insured should be expected.