보험계약법과 보험소비자 문제

This study aims to examine the issues of an insurance contract focusing on the relation between an insurer and an insurant. For this purpose, the study takes new point of view on the issues relating the insurance contract law and the consumer protection. First of all, it is needed to fix the concept of the insurance consumer which is the object of the insurance contract law. Based on this, the range of the information obligation must be determined or extended beyond the boundary of existing rules by acts and cases. Secondly, the exclusion of the so-called 'all or nothing principle' regarding the default of an insurant may introduce the new principle for the benefit of consumers in proportion to the default. Furthermore, the European dispute mediation system can be one of the best example for the Korean system to avoid unnecessary disputes and expenses.