정보통신 벤처기업의 사례분석을 통한 신용평가 기법 연구

The purpose of this study is analyzing cases of cases of financial credit rating companies’various methods and providing an exclusive credit rating method appropriate for the Venture business with consulting cases about bankruptcy and closing management of similar financial projects. To correspond of the aim of this study, we should sort enterprises with a possibility of bankruptcy but great potential of growth and distribute funds efficiently over them. We choose the method about the inquiry and application of credit ratings by exclusive rating companies. Thecombinative method of the Venture Business evaluating and rating is rating in accordance with filter rule. This is, when a subject is related to a particular category, giving previous-computed rating on it. Enterprises, who have danger rating on categories in the evaluation model, are given danger rating. Enterprises, whose rating is applicable to that of warning on categories, are give warning rating. Enterprise, who has no categories of danger and warning ratings, are given normal rating. The credits rating methods of the Venture Business is restricted within most danger case and includes various credit risk.