소비자계약에 있어서 청약철회권의 적정화에 관한 연구

It has been regulated the right of withdrawal in consumer protection acts that a consumer could rescind a consumer contract easily. But these acts provide individually scopes, conditions, period and effect of the right of withdrawal. In the result, consumer and business have been fall into confusion. Also, provisions of these acts relevant to the right of withdrawal are in discord with an essence of the right of withdrawal. Therefore, provisions of these acts relevant to the right of withdrawal must be unified and amended as follows. First, products of the primary industry must be included in scopes of consumer protection acts. Also, exclusion clauses of the installment sale act must be regulated in detail. Second, two conditions of the right of withdrawal on the door to door sale act and Act on the Consumer Protection in the Electronic Commerce Transactions, etc. should be amended to one condition. And exclusion reasons of the right of withdrawal on digital contents contracts must be complemented. Third, period of the right of withdrawal must be started from the time that a consumer receives a copy of a contract being written essential items and goods according to a contract. Lastly, in the effect of the right of withdrawal, if a consumer doesn't pay, he/she who noticed a credit card firms to withdraw an offer could be protesting against a charge of a credit card firms. Also, if a consumer pay previously, he/she should be requesting to a credit card firms to combine this with other debts related to the price amount to be reimbursed. And if a credit card firms does not act diligently on the countermeasures, a consumer should be entitled to a refund from a credit card firms.