대한의사협회의 의사배상책임보험 활성화방안

Recently, the number of medical malpractice suits have drastically increased almost 10 times in the thirteen years. In addition, the percentage of plaintiff's case marked 60～70% of which include court's compulsory adjustment. In order to improve availability of malpractice insurance and to discourage physicians from participating defensive practice and medicine, the council of arbittation of KMA should reform functioning and the organization. First, specialization must be enforced through underwriting business by insurance professionals, efficient division of labor among insurance professionals, medical experts and lawyers for timely claims payments and timely defence of physicians, and reorganization based on the business model emphasizing physician-owned service oriented non-profit characteristics. Second, it should be compulsory for all medical practitioners in the nation to be a member of the council of arbitration of KMA. Through specialization of functioning and oragnization of the council of arbitration of KMA. Korea has introduced various dispute settlement mechanisms by court during the last 20 years, and to no vail, and recently proposed Medical Disputes Adjustment Act. Medical Malpractice Insurance and problems in of KMA : Certainly medical malpractice insurance is so difficult to operate. Insurers are reluctant to insure medical malpractice insurance with afraid of much losses. Therefore, in order to establish medical malpractice insurance in Korea, We need much study about the medical malpractice insurance of other country and other professional liability insurances. Finally, it is essential to combine and harmonize academic researches and actual affairs in insurance industry of KMA.