자동차보험약관에서의 가족의 범위에 대한 판례의 검토

The aim of this paper is to study the Korean Supreme Court cases regarding the family drivers on the motor vehicle insurance policy. The Court decided that de facto Spouse and stepmother of the insured are included the family drivers on the motor vehicle insurance policy. Moreover, even though de facto marriage is bigamy, in some cases, the Court rendered that bigamous de facto Spouse is also included the family drivers. On the other hand, the Court upheld that de facto Spouse of parents of the insured is not the family drivers. However, it appears that de facto Spouse of parents of the insured also should be included the family drivers, if they live together with the insured and the insured's parent, and thus if they may drive the insured motor vehicle. In 2010, motor vehicle insurance policy revised that stepmother and stepfather of the insured were included the family drivers. Further, it would be desirable that de facto Spouse of parents of the insured also should be included the family drivers on the policy. In this regard, the author suggest the amendment of the motor vehicle insurance policy in order to expand the scope of the family drivers.