은행의 서비스 디자인 개선 사례 연구 －독일 도이취 은행 서비스 디자인 분석을 중심으로－

As industries today rapidly shift from manufacturing products to providing services and various technological advancements and personal needs rise the industries are pressed to provide better and more innovative services. The Korean domestic market is also experiencing rapid changes like the advanced nations. Such change heightens competition and highlights the importance of differentiation. Thus,the importance of design is becoming larger in the service area and as such method of differentiation increases it can be said that the age of service design has started. Service in design is gaining attention as a new business area. However, there is no clear definition,classification and direction established for the fields of service design. This study has approached service innovation in the perspective of design to review the definition and characteristic of the new fields of service design, conduct in depth research on the service designing tools, using examples of service design improvements of banks to establish a general concept for the field of service design by providing unified image and experience to users, and in the end contribute to the fields of design education and the overall service industry by providing a base guideline. For this purpose, study on the definition and characteristics of service design, service design process,and service design tools were conducted by reviewing domestic and foreign literatures including graduate research papers. Also, a case study of the Deutsche bank was conducted to view service design in various perspectives including area designs, services, etc. As a result of this study, the need for special process and service design tool was found to be a key requirement in order to reorder tangible and intangible factors and design in accordance to research data for service innovation. To create valuable services for the customers, the needs and condition of the customer must be clearly understood. Base on such understanding and collaboration with the customer service design improvement can be achieved.