보험소비자보호와 정보제공의무에 대한 고찰

This Article deals and propses a desirable devices of Insurance consumer protection. This study, to begin with, clarifies the concept of Insurance Consumer Protection, and after reviewing various concept and scope regarding to financial consumer protection. Consumer protection conflicts with, and is subordinated to, safety and soundness concerrns ; no agency has developed an expertise in consumer protection in financial services. The Insurance Consumer wants that the lowest cost, the broadest coverage the most convenient method Institutes should be needed by Insurance transaction. in this sense, korea has followed such a global trend by enacting consumerism on the Insurance contracts. So This study deals with the duty of Furnishing information about the insured matters. The efforts to protect Insurance contracts partners(The Insured) start from the recognition of regarding them as the comparatively weak consumers in Insurance transactions. focusing on the comparison of the law in Germany and Japan and Others. Otherwise Revision of Supervisory Insurance Act creates a new financial circumstances. For example, In my view, first of all, the following revision of Chapter Ⅳ(Insurance Contract Law) korean Commercial Code is need § 638-2 should be modified to stipulate that policy conditions may apply to insurance contract, unless the insured cancels the contract within one month from the date of receipt of a policy, although insurer did not complete the duty to deliver and explain the policy conditions.