장수 위험에 대한 성경적 대응 방안

In the Bible, aging does not appears to be a kind of fatality, rather it is considered a blessing of God as in Isaiah and Proverbs. As seen in parables of the talents and workers in vineyards in Mattew's gospel and the rich man and Nazarus in Luke's gospel, Heaven is a country where inversion phenomenons of times, risks and values take place. The inversion of times can be accomplished by the grace based on love, while risks is by the sincere faith for the father in heaven and values is through hope, the relation with God. Longevity risk in real life can be attributed to a shortage of long-termed income caused by early retirement and an increase in consumer debt related to real estate mortgage loans. From the perspective of inversion in Kingdom of Heaven, this can be approached by extension of retirement age and political consideration to create jobs for public interests. In addition, it is required to re-balance the portfolios through combining various financial investment products, and also to take a long-term view for integration of asset and liability management. To have all these, the minimum wages and extension of working period to receive retirement pensions need to be guaranteed, and also people can be encouraged to participate in the growth premium with their pensions. Furthermore, a social system in regard to creation of cash flow with the national pension is necessitated.