정보유출배상책임보험에 대한 소고

Personal information leakage incident has occurred frequently. If the company dealing with customer information across all industries wherever personal information is being leaked such as game companies, mobile communication companies, portals, credit card companies, brokerage houses, insurance companies, etc. Personal information leakage even has an adverse effect on the national economy. Therefore, on 29 Mar, 2011, the Personal Information Prospective Act was enacted to strengthen sanctions against the leakage and protect the personal information. Nevertheless, the personal information leakage is far unabated, and rather continue to grow. In addition, the number of leakages, contents and methods of information leakage are reaching increasingly serious and sensitive level. Paradoxically, the greater the amount of information to be protected in proportion to the development of information technology. Especially if that information is trading in a particular industry is further emphasized the need for its protection. However, despite the importance of such protection, frequent information leakage causes heavy losses to the industry. Because of this social distrust of enterprises is increasing. The insurance is one of the most useful assistant systems that help enterprises to act reliably. In particular, relatively to be free from responsibility for issues related to the damages to third parties in the course of leading a company must use the insurance system. The introduction of information leakage liability insurance is required. In order to compensate for the damage caused by a third party information leakage, during the company's operating activities. Insurance technical infrastructure must be established as a precondition of smooth company activity. And we should consider how to define the scope of the damage caused by information leakage indeed, define the scope of the insurance accident and compensation paid by an insurer is limited to some extent whether. In addition, there are many problems to be resolved before the introduction of the liability insurance in accordance with the seriousness of the information leakage. Moreover, there has been a discussion for operating the liability insurance as compulsory insurance but it should be judged from a variety of perspectives to be reasonable.