A Study on Fintech(Financial Technology) and E-Business : State of the Art

This study is to present a state of the art in Financial Technology(Fintech) and the current application of Fintech in e-business sectors. The new technology and business ecosystems are rapidly changed in Fintech. If any organizations doesn't have a proper value proposition and core competency, they will face in failure in their business worlds. As economic entities of business systems, Fintech systems face the issues of planning, operating, and evaluating its current technological resource based decisions. In this global ecosystems, new financial innovation with technology is now a core business agenda. Since no previous academic study on Fitech has been published, a comprehensive Fintech study in terms of technology and e-business perspective is highly required to build up a theoretical frameworks and practical case analyses. This study is to 1) explore key definitions and characteristics in Fintech, 2) review comprehensive relevant studies of Fintech, and 3) analyze case studies related Fintech and e-Business experiences. The study shows show important managerial viewpoints on current and future Fintech ecosystems. This study provides the managerial insights for comprehensive framework in Fintech and e-Business in theories and practices.