전자금융거래법상 금융회사의 책임

We are frequently encountered the term as e-commerce, online transactions, electronic banking. Continuous development of computers and communications has had a great influence on the development of e-commerce, e-banking ande-banking. In e-banking Exchange Act was enacted to clarify the legal relationship of the parties and to the national electronic financial transactions on electronic banking supervision accordingly. This law was clearly the rights, obligations and liabilities of finance companies and users of the Framework Act on Electronic Financial Transactions. Cause of the accident electronic banking occurring in reality can be divided into cases caused by the user and caused by the financial companies. Most e-banking transactions are often caused by intention or fault of the user. However, the legal discussion of e-banking incidents were limited to electronic financial transactions accident caused by the user. But e-banking incidents caused by the financial institutions do not become relatively discussion. Electronic Banking accidents caused by the financial companies are thought to be due to lower than by the user. Bute ㄷe-banking incidents caused by the financial company has a problem in that more widespread and severe by users. Nevertheless, the legal discussion of e-banking incident is a situation that is not even being discussed.