주택 전세난에 대한 분석과 부동산정책 방향

This study considers the policy on real estate to solve the shortage of house lease lasted for over two years and it focuses on low income group's further stabilization of the housing . To do this, the link between lease system and stabilization of housing is examined. And causes of shortage of house lease and problems of solutions for house lease are caught. As a result, the increase in single person or two people households causes the preference for purchase and lease of small and medium sized houses. However, many of these households are lower income group and government policy which cannot deal with decrease in housing and continuous increase in household debts aggravates the shortage of house lease. There are three things to improve for policy on real estate; Firstly, monthly rental housing complex only for single person household should be developed and renters' burden should be minimized by the vitalization of pension mortgage at the same time. Secondly, the proportion of house for dealing among house supply should be reduced or changed to rental house as well the criteria of selecting business and setting the limit of support of tax system should be prepared by introducing incentive system to private rental housing. Thirdly, the introduction of fair rental system should be hurried to find the solution of low income group's problems and then the detailed criteria of further subsidized rental should be set.