금융회사의 설명의무 - 금융소비자보호기본법(안)을 중심으로 -

With the advent ofa variety of financial products to protect financial consumers understand financial products on its own, and the environment to invest very difficult. A high understanding of financial instruments between financial experts and the general consumer information gap caused this situation is more extensive. Information processing technologies, with the development of the collection, analysis and processing power of the financial experts of information is developed. On the other hand, Financial consumers is less chance to collect financial information. Also difficult financial information from different sources to the analysis or processing is difficult too. Differentiation of financial institutions due to convergence of financial institutions is also more complicated. The reason of a financial institution's liability for explanation is significant information gaps between consumer and financial companies. Financial institution having a more financial information should be provided accurate financial information to the financial consumers. To protect financial consumers are protected by the correct decision by these financial transactions. As a result, a variety of special law stipulates liability for explanation of the financial services company. Not all of the special law prescribes the duty of explanation of financial firms.