스위스 금융서비스법(FIDLEG)상의 기록의무 및 교부의무

The Swiss Federal Council has announced the Financial Services Act(FIDLEG) on June 27th,2014. Above all reasons, the background of the enactment of such legislation was to convert the legal standards of the Market in Financial Instrument Directive(MiFID II) in national law. It had an intention of that Switzerland as a third country could meet the requirements for entering the European Financial Market. The Swiss Federal Council especially focused on attempting to protect consumers from illegal actions of market participants by unifying the financial market regulations that ensure equal opportunities for market participants, and at the same time, generating economic benefits through the provision of services across borders. FIDLEG is accepting the widespread critical topic in today's practice, therefore the enforcement of this law is expected to change Swiss financial area significantly. Above all, if a dispute occurs between the customer and the Financial Investment Business Entities, the customer is faced with the difficulty of proving the case than the Financial Investment Business Entities consisting of a professional organization. In order to solve these difficulties FIDLEG are given the right to request the delivery of the document to the customer. Thereby in this paper, we study the documentation- and accountabilities obligations FIDLEG. The study ist aiming to support and assure the customer's status to which ist relatively depreciated due to the asymmetry fo information between customers and Financial Investment Business Entities.