전자어음제도의 운영현황과 입법과제

In Korea, the Electronic Promissory Notes Act was established in march 2004 and the number of issuance of electronic promissory note overtook the number of presentation for payment of paper-based promissory notes in 2014. Once the Electronic Promissory Note Act was enacted, the effectiveness of the act was a controversial issue because paper-based notes were used in common practices of transaction. However, now the electronic promissory note works as an important payment system in business to business commerce replacing paper-based notes. Convenience of use surely contributed to the settlement of the system but the policy legislation which made usage of electronic promissory notes compulsory affected a lot. 11 years passed from the operation of the system. This article scope on enactment and revision of the electronic promissory note system and analyzed the operation of the system based on the survey asking businesses how they appraise the need of promissory notes and use of electronic promissory notes. The completion of the Electronic Promissory Notes Act was checked and systematic improvements to protect electronic promissory note user’s right were suggested based on the analysis.