「금융소비자보호 기본법」 제정안에 대한 검토

Principle of private autonomy which is basic rule of civil law based on the principle of laissez-faire originally divided people into strong and weak, and there is no exception on relationship between company and consumer. Consumer must be the weak compared with company, and it is very hard to fight against company. The needs to consumer protection has been discussed from the power imbalance between company and consumer. And these rule is applied to financial consumer. Korea has made painful adjustment for the weak financial company since 1997 foreign exchange crisis, and has steadily improved on financial system and institution to increase financial competitiveness and stability of company. Consequently korea financial market has been made rapid progress and various financial services and products can provide advanced profit and convenience for the financial consumer. However enormous damage on financial consumer caused by financial company's allegations is very serious problem. As the damage of financial consumer has sustainedly increased and the size has been growing, bond of sympathy on preparation of effective measure has been developed. And academic, political and financial world have been consistently discussed about them. It is very important thing that enact of the new integrated law for the financial consumer protection. In this thesis, I would like to review main contents of Financial Consumer Protection Act noticed on June 27, 2016 and suggest improvement plan.