부동산 담보부 부실채권 투자 중요도 및 활성화 방안 연구
A Study on Importance Analysis and Promotion of Non-performing Bond Investment in Real Estate Mortgage
김홍식(목원대학교); 정재호(목원대학교)
18권 1호, 1~18쪽
초록
Non-performing loans (NPL) are generally referred to as bad debts and are also referred to as non-performing loans, bad debts, and bad loans in real estate financing. In 2011, the non-performing loan market has recently been experiencing the introduction of IFRS (International Financial Reporting Standards), which has attempted to sell the securities to investors without securitization of bad debts or selling them individually. As a result, the opportunity for private participation has increased dramatically and became widely known to general investors. This study implies that the importance of the seller 's position and the importance of the buyer' s position in the collateral bond investment in the collateral have been verified. As a result, the significance of investment may be different from the difference in position, but the importance of investment can be seen to be consistent in common. However, in the demonstration phase, there was a limit to the verification of the difference in the actual work due to the verification of the system because it could not contain more detailed items or specific items. In addition, this study limits the mutual organic analysis through the verification of the relationship between each level of importance. It is necessary to change the legal amendment and business type until private investment like an auction is carried out. Therefore, it will be necessary to study various aspects such as legal amendment for the activation of bad debt collateral.
Abstract
Non-performing loans (NPL) are generally referred to as bad debts and are also referred to as non-performing loans, bad debts, and bad loans in real estate financing. In 2011, the non-performing loan market has recently been experiencing the introduction of IFRS (International Financial Reporting Standards), which has attempted to sell the securities to investors without securitization of bad debts or selling them individually. As a result, the opportunity for private participation has increased dramatically and became widely known to general investors. This study implies that the importance of the seller 's position and the importance of the buyer' s position in the collateral bond investment in the collateral have been verified. As a result, the significance of investment may be different from the difference in position, but the importance of investment can be seen to be consistent in common. However, in the demonstration phase, there was a limit to the verification of the difference in the actual work due to the verification of the system because it could not contain more detailed items or specific items. In addition, this study limits the mutual organic analysis through the verification of the relationship between each level of importance. It is necessary to change the legal amendment and business type until private investment like an auction is carried out. Therefore, it will be necessary to study various aspects such as legal amendment for the activation of bad debt collateral.
- 발행기관:
- 한국부동산정책학회
- 분류:
- 기타사회과학