개인정보의 제3자 제공시 정보보호 관련 법상 책임에 관한 연구/OPEN API 이용 핀테크 기업을 중심으로

It is actively opening the market to fintech companies through open platforms, such asfinancial institutions and public institutions. In this thesis, we will look at the conceptualdifferences between the “provision of third-party information” and “entrustment” of informationprotection related laws, such as the Personal Information Protection Act, the Acton Promotion of Information and Communications Network Utilization and Data ProtectionEtc (Network Utilization Protection Act). In addition, the legal obligation to provide informationregarding the legal rights of information is considered to be relevant, whereas thelegal obligation of the private information provided by the company is excessively mitigated,whereas the legal obligation of the company to provide information is excessively mitigated. In addition, I suggest self-diagnosis checklist to help fintech companies improve their privacylevels. It was found that the level of information protection was relatively insufficientcompared to the consignees based on the results of a survey conducted for 31 fintechcompanies. Aggressive use of the checklist is suggested to raise the level of informationprotection for those companies.