금융소비자보호법 및 금융혁신에 따른 소비자보호 체계에 대한 연구

The debate over the protection of financial consumers has been actively debated since the global financial crisis, and the soundness of the financial institutions and the need for a balanced consumer protection policy has been highlighted. Currently, the Act on Financial Consumer Protection is expected to play an important role in the Financial Consumer Protection. Currently, FinTech technology is being introduced in the financial industry, and non-financial companies are increasingly participating in the financial industry, which exposes the problem that financial consumers are not protected within the existing financial consumer protection system in the event of damage. In this paper, I examine the financial consumer protection system and analyzed the content of the Financial consumer protection Act that passed the vice-ministers’ meeting. In addition, after examining the impact of FinTech and the direction of regulation, I propose a way to supplement the effective measures of consumer protection through the existing laws and regulations and to adopt the Financial Consumer Protection Act while maintaining the innovation of FinTech. This study would be meaningful to seek future improvements in the financial consumer protection environment depending on the changes in financial technology.