무역보험계약상 사기방지를 위한 개선방안에 관한 연구

Due to a shortage of raw materials, South Korea imports the raw materials from other countries, and then exports them after processing. A capital is necessary to import and export certain materials. When an accident happens during the processing export, exporters’ effort in exporting processed raw materials would result in vain. In addition, even if buyers have properly received the exports, the exporters may not receive the payment due to importing country’s economic or political instability. The trade insurance system is designed to prepare for such situations to promote smooth trade between countries. The trade insurance system can offer positive effect by encouraging exports in a country, however, it could also expose a problem when exporters attempt a trade insurance fraud. Like other countries, Korea's trade insurance system has also promoted exports of various items to various countries. However, there are frequent cases in which Korea Trade Insurance Corporation pays insurance premiums even though insurance accidents do not occur by manipulating export documents. Because the trade is carried out at a distance between countries, it is difficult for Korea Trade Insurance Corporation to investigate the fact of insurance fraud. Korea Trade Insurance Corporation not only has responsibility for insurance payment but also has responsibility to prevent malicious trade insurance frauds. The focus of this research is to study trade insurance system which prevent risks during trades. Especially, this study investigates the types of trade insurance fraud that receive insurance payments through manipulation of false export documents and proposes improvement plans to prevent such trade insurance frauds.