2018년도 주요 보험판례에 대한 연구

In the field of insurance, it is the case that can solve various unexpected legal problems. Many important decisions were made in 2018 regarding insurance. If an executive leaves a company with a joint guarantee for the company, he must be able to terminate the contract because it is a significant change in circumstances. If the retirement officer terminates the warranty contract at this time, the warranty contract relationship ends before the specific guarantee liability occurs. Therefore, it is desirable to consider that the insurer of the contingent liability does not bear the guarantee liability of the contingent liability even if the insurer’s liability to pay the insurer is determined after the occurrence of the insurance accident thereafter. If the insurer violates the obligation to explain and the customer enters into an insurance contract in error, without understanding the important matters of the insurance contract, if the error is merely an error of motivation, or if it is clear that the insurance contract has not been concluded with at least the same content, the above error is related to a significant part of the content of the insurance contract, and it is reasonable that the policy contractor can cancel the contract. Stopping in other car driving privilege is exempted. In this case, if the driver stops the car to get off the passenger, it is reasonable that the insurer is exempted from the insurance. The status of the policy contractor is important. Therefore, in life insurance, prior to the status of the policyholder, the insurer’s consent is required in accordance with general principles. This is also true of bequest. It was a question whether it was allowed to file a lawsuit to prevent the annulment of the prescription. However, in view of the fact that a creditor who wishes to exercise his rights should be protected more than a debtor who does not fulfill his obligations, a retaliation against the demise of the statute should be allowed. In the case of carcinoid, it was unclear whether or not it was cancer. Therefore, it is appropriate to apply the principle of disadvantages to the authors of carcinoid tumors of the large intestine. If the insurance contract is invalid according to Article 103 of the Civil Act, it is reasonable that not only the insurance benefit received by the contractor but also the insurance money received by the beneficiary should be returned. As the era changes rapidly and the society becomes complicated, there will continue to be new areas of insurance law that are unpredictable and difficult to solve as existing laws. In this respect, researchers and court practices must make various efforts to adapt quickly.