금융실명법상 행정기관 등의금융거래정보요구권 행사에 관한 소고

The right to request financial transaction information is the right to require financial transaction information from financial institutions for the performance of their business by public institutions. According to the cases of other countries, not only administrative agencies but also investigative agencies do not need warrants for financial transaction information demands. Given that financial information includes account numbers, names and resident registration numbers, it constitutes personal information that needs protection. However, it is necessary to maintain a balance between the protection of basic rights of the people and the pursuit of public interest in the operation of financial transaction information requirements. It is necessary to operate the management of financial transaction information acquired by public institutions at the same level as the Personal Information Protection Act. Exceptions to warrant requirements should be granted for cases where a public authority has filed a complaint or notice in accordance with the law. Where certain requirements are met, a comprehensive warrant shall be granted to contribute to the efficiency of the investigation.