취약계층 금융소비자보호와 금융소비자교육

In the rapidly changing financial environment, the damages of financial consumers are spreading rapidly along with newly developed financial services and financial products. Recently, financial authorities and the private sector have been actively discussing the strengthening of financial consumer education in order to solve the problems of vulnerable financial consumers in terms of financial consumer protection. Financial education will become more critical in the future, and there are many challenges. This paper examines the laws and regulations related to financial consumer protection in vulnerable classes in Korea and analyzes the domestic and overseas financial education status to examine legal and institutional implications for vitalizing vulnerable people. The tasks of financial education for the protection of vulnerable financial consumers are as follows. 1) Re-establishment of financial consumer education for the vulnerable class, 2) Strengthening financial education in schools, 3) Development of financial education standards for vulnerable groups and training of professional lecturers, 4) Improving financial education methods centered on knowledge, 5) Investigate and apply financial utilization of vulnerable groups, 6) Strengthening credit management education to prevent vulnerable groups, 7) Strengthen the scope and role of the Council for Financial Education. This study can be used as a reference for finding ways to revitalize financial education as a long-term strategy for protecting financial consumers.