기술금융 평가정보를 활용한 고신규고용 중소기업 판별

Based on the appraisal information of technology financing, we verified the discrimination ability of high-new-employment SMEs with 7 years or less of business through decision tree model. As a result of the analysis, the discriminating power of the model was 83.53% in the manufacturing industry and 89.37% in the non-manufacturing industry. In the manufacturing industry, the characteristics of the industry operated by the production method centered on the equipment were reflected. As a result, the R&D Capability(Mid-item), which represents the infrastructure of the long-term perspective, and it’s sub-item R&D investment and R&D organization appraisal information were identified as important determinants. On the other hand, in the non-manufacturing industry, the characteristics of the industry where human resourceoriented production and the importance of business model differentiation are reflected. As a result, the sub-items such as HR expertise, intellectual property, and R&D award appraisal information were identified as important determinants. In particular, sub-item appraisal information, which corresponds to mid item R&D capability and technology superiority, was identified as an important factor in determining the creation of new-employment regardless of industry. As a result, we concluded that securing comparative advantage based on technological competitiveness is closely related to new-employment of SMEs.