단기수출보험 시장의 민간 개방에 대한 성과 평가

Purpose : This study aims to evaluate the short-term results of 2017-2019 due to the private opening of the short-term export insurance market. Research design, data, methodology : For the performance evaluation, the paper proposes evaluation indices and frame. Based on the indices, it analyzes the short-term performance of the 5 private companies in using their internal data. Results : Since the private market has not been expanded enough to boost competition between K-Sure and the private non-life insurers, the premium rates for private companies, except for AIG, are being applied at a much higher level than those of K-Sure. The concern that private non-life insurers can eliminate export support for SMEs by focusing on profitable large firm-focused operations has not yet realized. The anticipated effect that private non-life insurers can expand their business by diversifying their product portfolio is very difficult to evaluate as a result. Although the market was open, K-Sure's market dominance and the business structure remained unchanged, which did not reduce the government's financial burden. Conclusions : Considering that the short-term export insurance market would be opened more expansively, K-Sure should carry out business restructuring and management improvement in order to confirm the market opening effect.