「금융소비자보호에 관한 법률」 제정과 법적 과제

The Financial Consumer Protection Law has integrated regulations on the sale of financial products, which are currently scattered among the laws of different industries. Financial instruments and financial instruments sellers are classified by type, and the same function - the same regulation principle is adopted. It also introduced new systems to protect financial consumers, such as the right to terminate illegal contracts and to order sales. The Financial Consumer Protection Law not only regulates sales, but also regulates the rights and responsibilities of financial consumers, the government's responsibilities, and the responsibilities of financial products sellers, but also seeks to strengthen financial education policies by making the Council for Financial Education into a courtroom. The purpose and direction of the Financial Consumer Protection Law is expected to contribute to the enhancement of the rights and interests of financial consumers. Since the Financial Consumer Protection Act was enacted based on the content of the first bill, there are legal issues that need to be complemented in protecting financial consumers in the digital environment. In addition, it is difficult to integrate and apply regulations on business-rights sales, which have been separate for several decades, in a short period of time. In the future, when the Financial Consumer Protection Law is applied, it will be possible to achieve the goal of increasing the rights and interests of financial consumers if improvements are made through the revision of the law, such as by complementing the deficiencies.