전자어음의 법률문제에 관한 연구

In Korea, the Electronic Promissory Notes Act(hereafter “the Act”) was established in march 2004 and enforced in January 1, 2005. According to the Act, an electronic promissory note has the same legal effect as a paper-based promissory note except that the Act provides otherwise. Even though the Act gives electronic promissory notes the same legal effects as paper-based promissory notes, the electronic promissory notes is a new payment method based on electronic system so its has new legal problems unlike traditional paper-based promissory notes. 15 years have passed since the first enforcement of the Act. In the early days, electronic promissory note was unfamiliar and new, so it was not used by many people. But as the Act was revised to make it mandatory to use, the usage began to increase gradually. According to the Act, both listed public companies and intermediate companies are mandatorily use electronic promissory note. In this paper, I address the definition and the legal nature of the electronic promissory notes. And I investigate the legal problems which extracted from the last 15 years of operation of the Act. The more clear provisions regulate the electronic promissory notes, the more safe financial payment is possible through the electronic promissory notes.