핀테크 혁명과 금융 서비스 개혁이 지급결제 노동시장에 미치는 효과

This paper will discuss the recent rapid growth of financial technology ventures and advance into the existing financial services sector through platforms (Fintech), as well as the competition and challenges faced by the traditional financial industry in Asia. In particular, it analyzes how Fintech will affect regional economic integration initiatives such as ASEAN Economic Community (AEC) and China One Belt and One Road Initiative (BRI). The first topic of this article is about the impact of Fintech’s financing and payment activities in Asia. As new technologies appear in the market, the focus is on the level of damage to banks, the application of regulations on new services, and specific strategies for building a comprehensive and stable financial system. In this paper, the new role of the union is to strengthen the union by creating opportunities in services that provide new value-added by establishing a strategy for the union to maintain its own significance and navigate a new system based on such a historical background. It was described as. Finally, as conclusions and recommendations for the government, the private sector, users, supervisors, and domestic/overseas financial institutions, we recognize the risks that Fintech affects the entire system and realize the safety and stability of the financial service industry in the ASEAN region. In order to do so, I would like to emphasize and conclude that there is a need for regulation in response to innovation.