금융당국의 감독분담금 확대방안의 적정성 여부에 관한 연구-보험대리점에 대한 감독분담금 부과방안을 중심으로-

Supervision sharing fees refer to money paid by subject to inspection by the Financial Supervisory Service under Article 47 of the Financial Supervisory Service Act and Article 12 of the Enforcement Decree of the same Act. The provisions concerning the collection, etc. of contributions to financial institutions are classified into supervisory contributions and issuance contributions(Section 2 of Regulation On Levy of Regulatory Fees By Financial Institutions) There are discussions on what the legal nature of the share is, but the share of the share can be seen as an objection to the share of the financial watchdog’s provision of the inspection supervision service, and the inspection and supervision service for financial institutions conducted by the Financial Supervisory Service is intended to promote the advancement of the financial industry, stabilize the financial market, establish sound credit order and fair financial transaction practices, and to secure general public interest, not to have the nature of certain public interest projects. Recently, the financial authorities are trying to expand the scope of their imposition to insurance agents that are not subject to the existing share based on the results of the service, and such a policy should be implemented carefully by not only having no legal basis but also adding to the burden on insurance consumers. Since the supervisory share system is a system that imposes a considerable burden on financial companies, etc., it is necessary to promote the operation of the democratic system through the participation of stakeholders in the operation of the system, secure the constitutional justification of the supervisory share system, while also enhancing the transparency, fairness, and predictability of the system’s operation by clarifying the legal basis.