마이데이터(MyData) 산업 활성화를 위한 법적, 제도적 요인에 관한 연구

Recently, discussions related to the MyData industry and the activation of MyData services are actively progressing. MyData means to guarantee the individual's right to personal information, and to open and utilize personal data according to the consent of the individual who is the information subject. Through this, MyData service providers can provide services such as integrated financial information inquiry, financial status analysis, credit management and information management support, and financial product information provision and recommendations. This study was conducted with awareness of the following problem: “What are the factors of use and activation of MyData service?” “What are the legal and institutional requirements for the activation of MyData industry?” In this study, therefore, the delphi survey and in-depth interview were used to identify the activation factors of MyData service and elucidate the technical and institutional factors required to stimulate MyData industry. The results of this study revealed that MyData experts suggested five technical and institutional factors required to stimulate the MyData service including: (1) It is necessary to establish a public(open) platform for building MyData service, (2) clarity of the scope of information that MyData providers can provide, (3) securing security policy and solving the problem of privacy leakage, (4) compatibility and quality of MyData problem solving, and (5) installation and operation of the MyData support center.