노인에 대한 경제적 착취에 관한 고찰

In Korea, there is a lack of awareness of elder abuse and the degree of understanding of elder human rights is low. There is no awareness of the need to intervene in an immediate crisis, seeing elder abuse as a problem of the elderly's right to live, so the situation remains inadequate. In particular, regarding the seriousness of the elderly's economic exploitation, social awareness is also very low, and legally and institutionally, there is little preparation. Therefore, protecting the elderly from economic exploitation is an important issue not only for the security of the elderly individual's stable retirement life, but also for the sound development of our society. For this reason, in this study, specific measures to improve the system were sought to prevent economic exploitation of the elderly, and the contents are as follows. First, the Welfare of the Elderly Act needs to specify or typify the types of prohibited acts in accordance with the principles of criminal justice. In other words, there is a need to list more specific types of economic exploitation in older people. Second, it is necessary to establish an interconnected system between financial institutions, government agencies and families to detect and respond to economic exploitation of the elderly early. Third, it should be possible to actively expand the corporate guardianship system in order to maximize the purpose of the adult guardianship system and prevent economic exploitation of older persons by relatives. Fourth, since financial institutions are in a position to easily understand the flow of assets for senior citizens, they should establish a legal basis to report abnormal signals in the flow of wealth for senior citizens. For private companies, I think the government's policy support will also be needed to establish an economic exploitation prevention system for the elderly or research and development of programs. So the most important part of solving the problem of economic exploitation for the elderly is to be a preventive perspective. In other words, economic exploitation prevention education for the elderly should be conducted, and financial institutions and private enterprises should prepare programs to prevent exploitation. It is also very important to establish a system in which government, financial institutions and judicial agencies can share and manage information so that they can detect danger signals of economic exploitation in advance.