중앙은행 디지털화폐(CBDC) 도입에 따른 자금세탁방지 규제 방안 검토

In Korea, money-laundering activities are regulated under the Act On Reporting And Using Specified Financial Transaction Information(FTIA), Act On Regulation And Punishment Of Criminal Proceeds Concealment(RPC), and Act On Prohibition Against The Financing Of Terrorism And Proliferation Of Weapons Of Mass Destruction(PFTP). If CBDC is issued and distributed, it would be necessary to examine how the CBDC may affect these anti-money laundering regulations. Outside of Korea, China has been most active in introducing the CBDC and preparing the anti-money laundering regulations in connection therewith, while Sweden has been preparing anti-money laundering measures following the introduction of e-krona. Other European countries, the USA, and Japan do not seem to be actively pursuing the introduction of CBDC at this stage. To determine how the current anti-money laundering regulations under the FTIA, RPC and PFTP should be amended in connection with the introduction of CBDC, it would be necessary to review the anti-money laundering measures taken in other countries such as China, European Union, USA and Japan first. Therefore this paper will first review the current anti-money laundering regulations under the FTIA, RPC and PFTP and provide analysis of relevant regulation measures overseas, and then discuss advisable amendments to the said regulations.