레그테크 발전 동향과 규제혁신에의 함의 : 규제준수 및 리스크 관리를 중심으로

RegTech is an abbreviation of regulatory technology and refers to streamlining regulations using innovative new technologies. Regtech, which emerged to help firms efficiently comply with complex financial regulations after the Global Financial Crisis, has since expanded to various business areas, and recently, cases have been observed in the public sector. However, it is true that the use of RegTech is still heavily concentrated in the private sector. The purpose of this paper is to explore the possibility and direction of using RegTech in the public sector through a comprehensive review of RegTech cases in the private sector. First, after confirming the trend of using RegTech abroad through keyword network analysis on RegTech-related English literature, the paper analyzes cases in which RegTech is harnessed specifically. We found that the application of RegTech has been gradually expanding, and it is mainly used in two areas: regulatory compliance and risk management. In public sectdor, RegTech can contribute to efficient and effective regulatory compliance and regulatory management by solving problems of information deficits and regulatory resource shortages experienced by both regulators and regulatees.