어린이 금융이해력 향상을 위한 교육용 핀테크 서비스 제안 연구

As the importance of early financial education increases, this study proposes a service that enables children to acquire financial knowledge by experiencing it early with their parents.. The service contents were derived by synthesizing the ‘Financial Education Standard’ and ‘Financial Competency Guidance’ to deliver practical knowledge. To induce active use by parents and children, service flow was designed based on the framework applying the Hook model and gamification. A Co-design workshop with parents was held to derive the ideas. As a result of the study, the mid-fi version of mobile service that children can experience income, installment purchases, savings, investment, and loan was designed. This study presents the results of a service design perspective that is different from the existing aspects of economics and pedagogy in planning and developing services to improve children's financial understanding.