미국, 영국, 호주의 사례를 통한 금융보험교육 정책 시사점

The purpose of this study is to present suggestions for systematic operation of domestic finance and insurance education through the experiences of developed countries. In order to become a financially advanced country, improving the qualifications of consumers is a key requirement, so research is needed on best practices and operational measures to improve these qualifications. The main content of the study is a survey and analysis of national strategies for finance and insurance education in the US, the UK, and Australia, and major cases of public organizations and non-profit private organizations. As a result of the case study analysis, it is suggested that finance and insurance education should be state-led, long-term planned, integrated, mandatory, and transparent. Looking at Australia’s experience, like the US, the country should take the lead and pursue it consistently. The chairman of the Korea Financial Literacy Education Commission should be promoted to the chairman of the Financial Services Commission, like in the US. Because finance and insurance education does not show results in a short period of time, it is necessary to establish a long-term plan of more than 10 years and publish an annual report every year that documents the year’s performance, evaluation, and future plans. The Financial Supervisory Service should take the lead in developing and providing finance insurance education resources so that it is centered on consumers rather than suppliers. It needs to be made compulsory as in the US and the UK. Lastly, as in the case of the US, the versatility of providing financial education in various languages should be expanded.