지역주택조합에 관한 문제점 및 개선방안

Local housing associations are a system that was first stipulated in the Housing Act and has been in effect until now. The purpose of enactment at the time the regulations related to the association were newly established was to provide a way for residents of the area to prepare housing more easily by taking advantage of the advantages such as being cheaper than general pre-sale housing and not requiring a housing subscription bankbook. Compared to the combination of reconstruction and redevelopment projects of the Urban and Residential Environment Improvement Act, local housing associations proceed quickly. There is a good opportunity to find my house at a lower sale price than the surrounding market price. Therefore, it has the advantage of making a lot of profit by owning a house at a lower price than general sale. However, most local housing associations recognize that the perception of local housing associations at this point is a failed system, and it is common to have doubts about the necessity of the actual system. The local housing association project is a project that starts with a single organization called a union formed by residents living in the area. When the promotion committee is formed, the project proceeds as a group of members entrusts the implementation to the business agency. It would be easy to understand if a non-public business organization is a project in which members are responsible for all economic costs from start to finish to prepare housing. Looking at these problems with local housing associations, the key problems are the promotion committee, the establishment of local housing associations, and the operation of local housing association projects.Regarding the deregulation of promotion, it is a problem that arises because there is no public authority to manage the promotion committee. To solve this problem, the contents related to the promotion committee of local housing associations should be legislated and the authority of the organization should be limited. Intervention from the government or local governments is required from the stage of establishing a business plan. In addition to securing transparency in the selection of service companies and contractors, it is necessary to establish a union management system. Regarding the documents for approval of union establishment, the application documents for approval of union establishment should be supplemented in order to prevent members who have only formally joined from joining. The qualifications of business agents should be strengthened. In terms of policy, it is considered that continuous management is necessary by allowing the government to take the lead in preparing and distributing guidelines to improve the awareness of members by giving guidelines to local governments.