제2차 베이비붐 세대의 은퇴 준비:퇴직자의 새로운 시작을 돕는 창업교육 연구

While the large-scale retirement of the second baby boomers is predicted, new beginnings such as re-employment and start-up of prospective retirees who attempt to switch careers before and after retirement based on the skills and expertise accumulated in the industrial field are very important in terms of society. Therefore, this study established a research model based on Shapero's start-up event model, a representative theory explaining start-up intention and behavior. In the direct variable affecting the start-up motivation of prospective retirees, factors affecting positive (+) and negative (-) factors In order to comprehensively grasp it, family support and the burden of failure were set as parameters to verify the effect of these factors on the intention to start a business. As a result, a positive (+) influence relationship was found on the effect of the retiree's start-up motivation on the burden of failure, the start-up motivation on the family support, the start-up motivation on the start-up intention, and the family support on the start-up intention. It was found that the start-up motivation had a positive (+) effect on the start-up intention through family support. In other words, for prospective retirees, who are mainly middle-aged, the threshold for start-up has been very low due to technological advances, but nevertheless, family support was found to be a very important factor in the conditions of investing retirement funds and capital, which are important in family relationships. However, it was confirmed that the burden of failure had a negative (-) effect on the start-up intention, and the loss of investment and fear of repayment of the loan appeared as a large burden. Accordingly, it is proposed that prospective retirees who are considering starting a business be able to thoroughly prepare for a start-up through the support of their families, and to operate a specialized outplacement start-up education program that can learn about raising funds and efficient management of funds. It is expected to systematically support retirees' preparation for start-ups, reduce the burden of failure, and ultimately increase the likelihood of a successful start-up.