개인회생절차에서 전세보증금의 보호-미등기 전세에 있어서 전세보증금의 보호와 관련하여-

The purpose of the debtor rehabilitation system is to open the way to socio-economic recovery for the debtor and to minimize economic losses through the recovery of most, if not all, of the creditors' debts. Therefore, it is said to have the highest priority compared to other bankruptcy and rehabilitation systems. Even if a personal bankruptcy proceeding is in progress, the proceeding is suspended, and upon approval of the plan, the suspended rehabilitation proceeding and personal bankruptcy proceeding cease to be effective and the personal rehabilitation proceeding is fully implemented. Nevertheless, not all creditors will be able to request such a reduction, and in certain cases, they may be prioritized for protection despite the commencement of the debtor's rehabilitation proceedings. In particular, at more than half the value of the property, the Cheonse deposit are less protected than higher values. this paper explores the institutional trade-offs that must be made between the legal status and protection of the bonded charterer and the purpose of the personal rescue procedure to achieve the efficient implementation of both systems and the maximization of the value of the protection.