해외지급결제와 스테이블코인 - 효율성과 위험성 그리고 규제

A global stablecoin is a stablecoin that can be used on a large scale in multiple countries and influence the international financial system, and has a much broader scope and systemic im portance than a regular stablecoin. Therefore, global stablecoins have a much broader scope and systemic importance than regular stablecoins. Global stablecoins can streamline cross-border payments, reducing costs and increasing speed compared to traditional banks, and increase global financial inclusion by providing access to fi nancial services to individuals in areas with limited financial infrastructure. On the other hand, the large-scale adoption of global stablecoins could impact national currencies and monetary policies, potentially leading to financial instability, and global stablecoin issuers may seek to op erate in more lax jurisdictions, bypassing areas with stricter regulations. In addition, managing the privacy and security of data in cross-border stablecoin transactions has become an important issue, particularly with respect to compliance with international data protection laws. There is an urgent need to conduct research to develop legal policies for Global Stablecoins (GSCs). Such research should include a range of elements to minimize the impact on foreign exchange markets and financial stability, enhance consumer protection, and ensure transparency and regulatory compliance. Such research is essential to ensure that global stablecoins can be re sponsibly integrated and operated within the financial system, and collaboration between national regulators and stakeholders will play an important role in achieving these goals. In advance of this, it is worth noting the international debate on the potential benefits and risks of global sta blecoins and the policy discussions in key countries. This is essential to formulate a response that reflects international standards but is also tailored to local conditions. It is also necessary to examine the necessity of introducing global stablecoins in the region and, if necessary, improve the relevant legal system.