고령가구의 자산구성이 삶의 만족도에 미치는 영향: 부동산자산 소유와 주거 특성을 중심으로

This study analyzes the effects of asset composition and housing characteristics on life satisfaction among the older adult population in Korea. Using data from the Korean longitudinal study of aging (KLoSA), this study constructs a regression model incorporating demographic, health, economic, and relational variables along with asset structure and housing type as key independent variables. The analysis reveals that the qualitative composition of assets—rather than the total amount—significantly influenced the life satisfaction of older adults. Specifically, real estate assets and income emerge as major contributing factors to increased life satisfaction among older adults, highlighting the close link between real estate-based stability and quality of life. Furthermore, residing in an apartment has a positive effect on life satisfaction, whereas living in the Seoul metropolitan area has a negative impact. Older adults who own their homes report higher life satisfaction because of enhanced residential stability, indicating that homeownership plays a critical role in determining overall quality of life in old age. The findings underscore the necessity for multidimensional and integrated policy frameworks in older adult welfare that consider not only economic indicators but also the qualitative structure of assets and housing conditions.