서울시 주택유형별 보증금미반환 위험 요인에 관한 연구

The purpose of this study is to examine the current status and contributing factors of the non-return of rental deposits. The 4QM theory and the leverage hypothesis confirm that the level of risk may vary depending on the type of housing. In addition, the current situation was identified by estimating the non-return of the rental deposit and the reverse jeonse phenomenon. As a result, it was found to be different according to the structural characteristics of each housing type. Apartments are houses with relatively high asset values; therefore the relationship between the sale price and the jeonse price was significant. By contrast, row and multi-family houses showed a significant relationship with the external capital Therefore, it is necessary to establish institutional measures to stabilize the the jeonse system. However, the existing system has limitations in reflecting the structural characteristics of different housing types and in addressing issues arising from reliance on external capital. Accordingly, policy measures are required to mitigate the structural vulnerabilities of the jeonse system.