무역금융의 디지털라이제이션과 관련 법·제도의 대응에 관한 연구

Purpose : This study examines the major technologies and current trends driving the digitalization of trade finance, and explores whether prevailing international trade finance norms and standards are sufficiently equipped to accommodate this digital transformation, with a particular focus on international instruments. Research design, data, methodology : The research conducts a comparative analysis of international frameworks governing the digitalization of trade finance, centered on the foundational principles and core service domains of the Model Law on Electronic Transferable Records (MLETR) and the Uniform Rules for Digital Trade Transactions (URDTT), drawing implications from their similarities and differences. Results : Trade transactions involve multiple stakeholders and exhibit complex overlaps of legal and jurisdictional regimes, making them one of the more challenging areas to digitalize. Nevertheless, promoting the digitalization of trade finance requires a concurrent transformation in stakeholder awareness regarding digital technologies, increased collaboration among participants, and regulatory harmonization responsive to evolving technologies. Conclusions : The digitalization of trade finance is an inexorable trend. Practically, establishing a collaborative culture among diverse stakeholders engaged in trade transactions and fostering changes in perception are essential. On a policy level, close scrutiny of international norms and rules is necessary to ensure alignment with technological advancement, and ongoing education for practitioners and regulators is strongly recommended.