디지털 포용 사회를 위한 소비자 정보 보호 법제 연구 - 독일의 법제 분석과 시사점을 중심으로 -

In a society rapidly advancing toward a super-aged society and digital transformation, consumer information protection and digital inclusion are key elements for guaranteeing consumers’ digital fundamental rights and establishing information security. As instances of consumer information being misused without obtaining the explicit and active consent of the information subjects-the consumers themselves-increase, the need to effectively guarantee the information subjects’ right to self-determination and bridge the digital divide is growing. Germany has concretized this approach centered on the European Union’s General Data Protection Regulation (GDPR), operating laws such as the Federal Data Protection Act (BDSG), the Telecommunications Data Protection Act (TTDSG), the Accessibility Enhancement Act (BFSG), and the Digital Services Act (DSA). This simultaneously achieves the goals of effectively guaranteeing consumers’ fundamental information rights and enhancing digital inclusivity. Alongside establishing systems for digitally vulnerable consumers, legislative discussions on the consent principle for consumer information processing, clarification of responsible entities, and protection for security researchers are regarded as exemplary cases of legal frameworks flexibly adapting to technological advancement. The effective operation of the Information Protection Officer system, which establishes information protection guidelines to safeguard consumers’ fundamental information rights and strengthens oversight functions, alongside education and campaigns for digitally vulnerable groups, offers significant insights for developing consumer information protection policies in Korea.